
What You Need to Know About Life Insurance
Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone.
Don’t leave the future of you and your loved ones to chance. The Pavese-McCormick can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs.
Life changes – so should your policy
The right life insurance will be unique for you and dependent on your personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may require a policy “tune-up” and our help at Pavese-McCormick include:
- You recently married or divorced
- You have a new child or grandchild
- You have opened or expanded a business
- Your health or your spouse’s health has deteriorated
- You are providing care or financial assistance to a parent
- Your child or grandchild requires assistance or long-term care
- You recently purchased a new home
- You are planning for a child or grandchild’s education
- You are concerned about retirement income
- You have refinanced your home mortgage in the past six months
- You or your spouse recently received an inheritance
- You have a sizable estate

How Much Life Insurance is Enough?
Life insurance is a crucial step in planning for your future. Not only can life insurance provide assurance for your family if you are no longer around, there are life insurance policies that offer benefits while you are living.
We understand the life insurance needs of our customers.
The necessity of life insurance depends on your own personal and financial needs. At Pavese-McCormick we assist and help you determine the type and amount of life insurance that is appropriate for you and your family. Generally, you should consider life insurance if:
- You have a spouse
- You have dependent children
- You have a sizable estate
- You own a business
- You have an aging parent or a physically challenged relative who depends on you for support
- Your retirement savings are not enough to insure your spouse’s future against a rising cost of living
The right life insurance coverage for each and every one of our neighbors in New Jersey is unique – call or email Pavese-McCormick at 732-247-9800 or info@pavesemccormick.com and talk with one of our agents today to find out how to protect your family and your future with the right life insurance.