Business Owners Policy – Serving New Jersey

Business Owners Policy – Serving New Jersey
Business Owner Insurance in NJ

Business Owners Policy – Serving New Jersey

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage, but you do not have the time to become an expert in business insurance. That’s where Pavese-McCormick can help.

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.

Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Pavese-McCormick will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today!

Supplemental Coverage Available

  • Extended liability for additional insureds.
  • Debris removal, personal property.
  • Tools and equipment.
  • Valuable records protection and accounts receivable.

Commercial & Business Insurance

– Insurance coverage that helps protect your business

General
Liability Insurance
Broad insurance coverage for your business and activities.
Commercial
Property Insurance
Serving the unique needs of businesses in all of New Jersey and the Tri-State area.
Business
Auto Insurance
Cover your business with insurance for commercial vehicles.
Commercial
Umbrella Insurance
Insurance coverage that helps protect your business from the rising costs of high value lawsuits.
Workers’
Compensation Insurance
Insurance coverage that helps you take care of your employees.
Bonds – Commercial & Contract Surety
Protect your assets with financial backups for promises made by others.
Management
Liability
Including Professional (Errors & Omissions), Cyber Security, Employment Practices Liability (EPLI), and Directors & Officers (D&O)
Cannabis Business
Insurance
Cannabis insurance coverage that protects your medical/medicinal cannabis and recreational cannabis business from risk and loss.

In addition to advising you on the right coverage, we provide additional services, such as:

Loss Prevention Programs
With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Competitive Rates
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.
Quick Claim Response
When you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
Christine-Longi-Drake
Christine

Our Version of ‘Flow’ is Christine.

Serving unique needs of businesses in NJ and the tri-state area

  • Food Distributors
  • Hospitality/Hotel
  • Manufacturing
  • Food Distributors
  • Social Services/Non-Profit to both as well
  • Medical Device Manufacturing
  • Life Science Insurance
  • Technology
  • Plastic Manufacturing
  • Cannabis Business
  • Restaurant
  • Real Estate/Commercial Property
  • Wholesalers/Distributors
  • Education

To see if your business qualifies for one of these special programs, call or email Pavese-McCormick at 732-247-9800 or info@pavesemccormick.com and talk with one of our agents today.