Workers Compensation Insurance in NJ

Workers’ Compensation Insurance

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

Pavese-McCormick can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.

Coverage for office workers using their own vehicles on company business is often needed, as well. If you have employees, it is critical that you consider this workers compensation coverage.

What you need to know about workers compensation insurance

Some Workers Compensation coverage can include:

  • Innovative payment systems
  • Medical disability case managers
  • Utilization management nurses
  • Certified life care planning nurses
  • Vocational rehabilitation consultants
  • Physician consulting services
  • Legal staff
  • Contracts with medical network providers
  • Managed prescription drug program

Pay as You Go Workers Comp

Integrate premiums over your pay cycle, dramatically improving cash flow.

Commercial & Business Insurance

– Insurance coverage that helps protect your business

  General
Liability Insurance
Broad insurance coverage for your business and activities.
  Commercial
Property Insurance
Serving the unique needs of businesses in all of New Jersey and the Tri-State area.
  Business
Auto Insurance
Cover your business with insurance for commercial vehicles.
  Commercial
Umbrella Insurance
Insurance coverage that helps protect your business from the rising costs of high value lawsuits.
  Workers’
Compensation Insurance
Insurance coverage that helps you take care of your employees.
  Bonds – Commercial & Contract Surety
Protect your assets with financial backups for promises made by others.
  Management
Liability
Including Professional (Errors & Omissions), Cyber Security, Employment Practices Liability (EPLI), and Directors & Officers (D&O)

In addition to advising you on the right coverage, we provide additional services, such as:

Loss Prevention Programs
With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Competitive Rates
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.
Quick Claim Response
When you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
Christine-Longi-Drake
Christine

Our Version of ‘Flow’ is Christine.

Serving unique needs of businesses in NJ and the tri-state area

  • Food Distributors
  • Hospitality/Hotel
  • Manufacturing
  • Food Distributors
  • Social Services/Non-Profit to both as well
  • Medical Device Manufacturing
  • Life Science Insurance
  • Technology
  • Plastic Manufacturing
  • Restaurant
  • Real Estate/Commercial Property
  • Wholesalers/Distributors
  • Education

To see if your business qualifies for one of these special programs, call or email Pavese-McCormick at 732-247-9800 or info@pavesemccormick.com and talk with one of our agents today.