Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile; medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
Hired/Non-owned Auto Liability
Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
Commercial & Business Insurance
– Insurance coverage that helps protect your business
Including Professional (Errors & Omissions), Cyber Security, Employment Practices Liability (EPLI), and Directors & Officers (D&O)
In addition to advising you on the right coverage, we provide additional services, such as:
Loss Prevention Programs
With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.
Quick Claim Response
When you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
Our Version of ‘Flow’ is Christine.
Serving unique needs of businesses in NJ and the tri-state area
Social Services/Non-Profit to both as well
Medical Device Manufacturing
Life Science Insurance
Real Estate/Commercial Property
To see if your business qualifies for one of these special programs, call or email Pavese-McCormick at 732-247-9800 or firstname.lastname@example.org and talk with one of our agents today.
Our mission is to help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.