Commercial Auto Insurance for New Jersey

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile; medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.

Commercial Auto Insurance in New Jersey
Tractor_Trailer_Insurance

Hired/Non-owned Auto Liability

Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.

Commercial & Business Insurance

– Insurance coverage that helps protect your business

  General
Liability Insurance
Broad insurance coverage for your business and activities.
  Commercial
Property Insurance
Serving the unique needs of businesses in all of New Jersey and the Tri-State area.
  Business
Auto Insurance
Cover your business with insurance for commercial vehicles.
  Commercial
Umbrella Insurance
Insurance coverage that helps protect your business from the rising costs of high value lawsuits.
  Workers’
Compensation Insurance
Insurance coverage that helps you take care of your employees.
  Bonds – Commercial & Contract Surety
Protect your assets with financial backups for promises made by others.
  Management
Liability
Including Professional (Errors & Omissions), Cyber Security, Employment Practices Liability (EPLI), and Directors & Officers (D&O)

In addition to advising you on the right coverage, we provide additional services, such as:

Loss Prevention Programs
With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Competitive Rates
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.
Quick Claim Response
When you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
Christine-Longi-Drake
Christine

Our Version of ‘Flow’ is Christine.

Serving unique needs of businesses in NJ and the tri-state area

  • Food Distributors
  • Hospitality/Hotel
  • Manufacturing
  • Food Distributors
  • Social Services/Non-Profit to both as well
  • Medical Device Manufacturing
  • Life Science Insurance
  • Technology
  • Plastic Manufacturing
  • Restaurant
  • Real Estate/Commercial Property
  • Wholesalers/Distributors
  • Education

To see if your business qualifies for one of these special programs, call or email Pavese-McCormick at 732-247-9800 or info@pavesemccormick.com and talk with one of our agents today.